BUSINESS INSURANCE -
OUR SPECIALTIES

Information Technology and Bio Tech

WHO WE INSURE

Technology insurance program targets several classes within the technology services arena, including but not limited to:

• Computer Consulting
• Technical Staffing
• Software Development
• Systems Design and Integration
• Value-Added Resale
• E-Commerce
• Life Sciences

• Commercial General Liability
• Commercial Property
• Professional liability ( E & O )
• Worker’s Compensation
• Director’s & Officers Liability
• Employee Benefits & Fiduciary Liability
• First and Third Party Fidelity Bonds

Other areas that may also be considered part of the “technology” industry such as hardware manufacturing, telecommunications and network security may fall outside our streamlined underwriting process. These types of businesses have risks that are inherently different than traditional technology services companies and call for markets uniquely tailored to their needs.

MEDICAL and DENTAL PROFESSIONALS

- Meeting the insurance needs of Healthcare Professionals!

At BIS we provide an extensive choice of products and services for:

• Dentists and Dental hygienists
• Medical doctors, physical therapists, pharmacists
• Athletic trainers, medical assistants, nurses, nurse practitioners and many other healthcare professionals

• Medical malpractice / professional liability insurance
• Business owner package
• Group Health Insurance
• Employees Benefits

NON-PROFIT ORGANIZATIONS

We at BIS offer a unique insurance program dedicated to servicing non-profit organizations throughout the state of California. Through a combination of our own resources and those available to us through our national affiliations, we provide specialized and value-added services to the non-profit sector. Our coverage options for your non-profit organization are provided by the nation’s leading A+ rated insurance companies

The following are examples of types of organizations that may be eligible for insurance through our Program:

• Arts And Cultural
• Education
• Religious
• Youth Programs
• Housing Support & Services

Insurance companies we work with can provide you with one of the broadest and most comprehensive product portfolios in today's marketplace.

• Standard Package Policy - ISO based Property and GL forms
• Variety of Professional Liability coverage's included D&O
• Automobile - owned, non-owned and hired
• Umbrella/Excess -
• Numerous ancillary coverage's including EDP, Crime, Boiler & Machinery (Equipment Breakdown), two Property Broadening Endorsements, Inland Marine, a Social Service Agency General Liability Broadening Endorsement and a commercial Auto Broadening Endorsement